Winthorpe helps you get the financing you need for your dream home!


  We make it easy to finance your home remodeling and new home needs. Actually, we prefer to think of financing from a different perspective: it’s really an incremental investment that will result in big returns for you, in enjoyment and comfort, as well as an increased value in your home. We have financing programs for all your home improvement needs. Is it financing a new kitchen, a new bathroom, or any other project such as a new custom home; we can help get this it financed for you with no burden of any up-front cost. Winthorpe Design & Build works with Fidelity Bank Mortgage and James Adamson to provide the most competitive financing options for our clients’ needs. We are committed to finding a financial solution that works for you and your budget.  Contact Winthorpe Design & Build today to learn more about our financing options provided through Fidelity Bank Mortgage.



James Adamson

NMLS ID 455833

1912 Liberty Road Suite 20 Eldersburg, Maryland 21784 | Map & Directions

Office: (443) 372-1741 • Cell: (301) 717-6272 • Fax: (443) 787-0227
Email: james.adamson@lionbank.com

Home Loan Officer Down Payment Assistance Apply Here Contact Us


James Adamson Mortgages Carroll County MD    James Adamson, VP / Senior Loan Officer

At Fidelity Bank Mortgage our focus is to find the right mortgage to fit your needs. Our years of experience can help you choose the right loan from many options available.

James Adamson, VP / Senior Loan Officer has over 20 years experience as a mortgage banker. This extensive experience gives James a unique perspective and understanding of what it takes to get the loan approved. He knows how to smooth the entire loan process. James understands what it takes to get the loan approved and has helped over 4,000 families with their financing needs.

James is committed to customer service and his product knowledge has earned him recognition as an industry leader. Whether you are a first time homebuyer, a real estate investor, or looking to refinance your current mortgage, James has the answers you have been looking for.

James’ knowledge of mortgage banking means you will be dealing with an accurate, honest, and experienced professional. “Up front,” straight talking and knowledgeable, he knows how to smooth the entire loan process, and get you into your new home fast. Call or visit James today and let him show you why Fidelity Bank Mortgage is known for personal service and great rates!


  • Direct endorsement lender that deals directly with many investors
  • Originating, Underwriting and Closing done locally
  • Level of Service Pre-Approvals done the same day;
    in-person loan applications at any location
  • Full access to underwriting staff for scenarios, questions, etc.
  • Extensive product line - Conventional, FHA, VA, USDA, Construction
  • 203K Streamline & Full Loans
  • Downpayment and closing cost assistance programs

Business Hours: Monday - Friday 9:00am - 5:00pm
Evenings and Weekends By Appointment

You may also call us outside our normal working hours and leave a message on our voice mail. We will try to contact you as soon as possible.